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Best Credit Cards in India - Compare & Apply Online On Bigtricks

Credit cards come with varied features and benefits tailored to different lifestyles. The key is to choose the one that aligns with your spending preferences. Paisabazaar makes it simple by bringing 70+ cards in one place for you to compare, check eligibility, apply through a completely digital process, and get instant approval.

Compare India's best credit cards

See cards from top Banks & issuers

Choose card matching your lifestyle

Wide choice of 70+ credit cards

19 credit cards found
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SalarySe City Union Credit Card

SalarySe City Union Credit Card

3.9/5 ⭐⭐⭐ (2 reviews)
UPI Card
  • ✓ Lifetime free virtual card
  • ✓ Up to 7.5% back on salary day spends via SalarySe UPI
  • ✓ ₹1250 welcome gift voucher on approval
  • ✓ 1 complimentary domestic lounge visit per month
Joining Fee: N/A
Annual/Renewal Fee: N/A
Read More Check Eligibility >
Novio Credit Card

Novio Credit Card

4.1/5 ⭐⭐⭐⭐ (320 reviews)
Cashback Rewards
  • ✓ ₹250 cashback + 250 Novio Coins as signup welcome bonus
  • ✓ Flat 5% discount on Amazon Pay Gift Cards — great for Amazon shoppers
  • ✓ Digital-first card with fast online approval
  • ✓ Earn Novio Coins on every transaction
Joining Fee: N/A
Annual/Renewal Fee: N/A
Read More Check Eligibility >
Federal Scapia Credit Card

Federal Scapia Credit Card

4.3/5 ⭐⭐⭐⭐ (890 reviews)
Rewards Travel
  • ✓ Lifetime Free - Zero joining and annual fees forever
  • ✓ Dual network support - Both Visa and RuPay in single card
  • ✓ UPI credit payments via RuPay network
  • ✓ High reward rate up to 4% on travel bookings via Scapia app
Joining Fee: N/A
Annual/Renewal Fee: N/A
Read More Check Eligibility >
IDFC FIRST Hello Cashback Credit Card

IDFC FIRST Hello Cashback Credit Card

4.5/5 ⭐⭐⭐⭐ (250 reviews)
Cashback
  • ✓ Lifetime free joining fee (promo till Mar 2026)
  • ✓ High 5% cashback on online spends above ₹10k
  • ✓ 1% cashback on UPI, rent, utilities, insurance
  • ✓ Earn FD interest + credit limit simultaneously
Joining Fee: ₹1,000
Annual/Renewal Fee: ₹1,000
Read More Check Eligibility >
Kredit.Pe Yes Ace Credit Card – Get ₹1000 Cashback as Joining Bonus + Unlimited 3% Cashback on UPI
Cashback No Annual Fee
  • ✓ Lifetime Free - Zero joining fee, zero annual fee, no hidden charges
  • ✓ 2% Unlimited Cashback on UPI - One of the highest UPI cashback rates in India
  • ✓ ₹1,000 Joining Bonus - Generous welcome bonus on activation
  • ✓ 3% Milestone Cashback on ₹25,000+ monthly UPI spends
Joining Fee: N/A
Annual/Renewal Fee: N/A
Read More Check Eligibility >
Jupiter Edge+ Credit Card

Jupiter Edge+ Credit Card

4/5 ⭐⭐⭐⭐ (1122 reviews)
Cashback Travel
  • ✓ High cashback rates on shopping (10%) and travel (5%)
  • ✓ Lifetime free with no annual charges
  • ✓ UPI payment integration
  • ✓ Unlimited 1% cashback on other spends
Joining Fee: N/A
Annual/Renewal Fee: N/A
Read More Check Eligibility >
Tata Neu HDFC Infinity Credit Card

Tata Neu HDFC Infinity Credit Card

4.6/5 ⭐⭐⭐⭐ (1450 reviews)
Cashback Travel
  • ✓ 5% rewards at Tata Neu, BigBasket, Air India, Croma, etc.
  • ✓ Complimentary domestic & international lounge access (with quarterly spend milestone)
  • ✓ Lucrative referral program (Earn 500 NeuCoins per referral)
  • ✓ Integration with Tata Neu app for seamless spending and offers
Joining Fee: ₹1,499
Annual/Renewal Fee: ₹1,499
Read More Check Eligibility >
PhonePe SBI Card SELECT BLACK Credit Card

PhonePe SBI Card SELECT BLACK Credit Card

4.5/5 ⭐⭐⭐⭐ (112 reviews)
Cashback Rewards
  • ✓ Up to 10% rewards for PhonePe and PINCODE app spends
  • ✓ 5% reward on extensive online spends (Amazon, Swiggy, Zomato, etc.)
  • ✓ 4 complimentary domestic airport lounge visits per year
  • ✓ 2-year complimentary Priority Pass membership
Joining Fee: ₹1,499
Annual/Renewal Fee: ₹1,499
Read More Check Eligibility >

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Rewards on online and offline shopping

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Exclusive benefits and luxury perks

Fuel Cards

Save on fuel and transportation

Business Cards

Designed for business expenses

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