Looking for the SaveSage referral code? Use MTE2OTA2 when you sign up and you get up to ₹50 cashback on your first credit card bill payment. We checked the code on 1st August 2026 and it is working. SaveSage is a credit card app made in India by SaveSage Club. It keeps all your cards in one place, tracks your reward points, and has an assistant called Savvy that tells you which card to swipe for a particular spend. Below is how the offer works, how to sign up, and a few honest things to know before you do.
✅ Offer Status: Active — Referral code MTE2OTA2 gives up to ₹50 cashback on your first bill payment. Last checked on 1st August 2026.

SaveSage Referral Code Offer (August 2026 2026)
| Referral Code | MTE2OTA2 |
| Signup Bonus | Up to ₹50 cashback on first bill payment |
| Refer a Friend | ₹50 per friend, plus ₹250 Amazon voucher for 5 referrals |
| App | SaveSage (by SaveSage Club) |
| Works On | Android & iOS |
| Checked On | 1st August 2026 |
What Is SaveSage?
SaveSage is a credit card management app. You add your cards once and the app shows your reward points, statements and what those points are actually worth. The part most people use it for is Savvy, an in-app assistant that answers questions like “which of my cards gives the best return on this spend” or “how do I redeem these points for a flight”. It also lets you pay credit card bills and utility bills through the app via BBPS, and that bill payment is where the signup cashback comes in. If you are still deciding which card to put your spends on, our list of the best credit cards is a good place to start.
SaveSage Referral Code and How to Sign Up
Follow these steps to claim the cashback:
- Download the SaveSage app from the Play Store (or the App Store on iPhone).
- Sign up with your mobile number.
Use Referral Code – MTE2OTA2
- Add your credit card and pay your first bill through the app.
- After the payment goes through, you get up to ₹50 cashback. The app keeps giving small cashback on credit card bills after that too.

The cashback sits in your SaveSage wallet, and you can use that balance towards your next credit card bill payment.

SaveSage Refer and Earn: How Much You Get
Once you are on the app, you get your own referral code under the Refer and Earn section. For every friend who signs up and makes their first credit card bill payment through SaveSage, you earn ₹50 in your wallet, which you can spend on your own bill payments. Hit 5 successful referrals and you also get a ₹250 Amazon voucher. There is no special trick to it, just share your code, and the reward shows up after your friend completes the first payment.
SaveSage Features
- All cards in one place: add your credit cards and see reward points, statements and due dates together.
- Savvy assistant: ask which card to use for a spend, or how to redeem your points for flights and hotels.
- Bill payments: pay credit card and utility bills through the app and earn small cashback.
- Spend tracking: it reads your transaction SMS to sort your spends into categories.
- Travel on points: shows where your card points and miles get you the best flight or hotel value.
Things to Know Before You Sign Up
We like to keep it real here, so a few honest points:
- The signup cashback is “up to ₹50” and depends on the bill amount, so don’t expect a big payout. It is a nice bonus on a payment you were making anyway, not a money-making scheme.
- SaveSage runs on a freemium model. The basics are free, but some of the deeper features and expert consultations sit behind a paid plan. Try the free version first and only pay if it genuinely saves you more than it costs.
- The app reads your transaction SMS to track spends. If you are not comfortable with that permission, the tracking features won’t be much use to you.
- Reviews are mixed. Plenty of credit card users find Savvy and the points tracking handy, while some feel the paid plan isn’t worth it. Use the free tier to judge for yourself.
This post is for information only and isn’t financial advice. Offers and reward amounts can change, so confirm the current cashback inside the app before you sign up.
If you like grabbing the latest Refer & Earn Offers, Loot Deals and credit card tricks, keep checking Bigtricks.
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