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Best Premium Credit Cards

Premium and luxury credit cards

HSBC Live Plus

4.5 (1250)
Annual Fee ₹999
Cashback 10% on dining, food delivery, grocery, shopping & utility bills (up to ₹1,200/month); 1.5% on other spends
Welcome Bonus ₹1,000 cashback on spending ₹25,000 within 30 days of card issuance, after logging in to the HSBC India app (applications 26 Jul–31 Dec 2026)

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