Navi Refer & Earn
Hello Friends, We are back with one more Refer & Earn Offer and it’s this time from the Navi app. You can earn direct Rs.100 in your UPI-linked bank account by referring your friends and asking them to invest money in digital gold or Mutual funds.

You can use Navi Upi app to scan & pay and earn cashback everytime. You get up to Rs.5 in the form of Navi coins. You can also earn money on Credit card bill payment and Recharge and Bill payments.
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What is Navi UPI?
Navi UPI is a fast, secure, and reliable payment solution approved by NPCI. It enables instant money transfers, bill payments, recharges, and scanning and paying at any store. With Navi UPI, you can enjoy a cashless experience with guaranteed security and a user-friendly design.
Key Features of Navi UPI:
- Instant Transfers: Send and receive money instantly, anytime, anywhere.
- 24/7 Security: All your transactions are safe and secure.
- Reliable Payments: Enjoy seamless payments without delays.
- Track Payments: Easily check your transaction history within the app.
- Amazing Rewards: Chance to win rewards every time you use Navi UPI.
- Navi UPI Lite: For transactions below ₹500, enjoy one-click payments without a UPI PIN, saving time and ensuring smoother transactions.
Navi Refer & Earn Offer Details
| App | Navi |
|---|---|
| Referral Link | Download Now |
| Referral Rewards | ₹100 |
| Signup Rewards | Free Gold Upto Rs.100 |
How to Setup Navi UPI and Start Earning Cashback on Scan & Pay or Recharge & Bill Payments
1. Download the Navi App: First, download the Navi app from the Google Play Store or Apple App Store.
2. Sign Up & Verify Mobile Number: Open the app, click on “Signup,” and create your account by entering your mobile number. Verify it with the OTP received.
3. Add Bank Account: Link your UPI-linked bank account to get started with Navi UPI.
4. Set UPI PIN (if new to UPI): If you are linking your bank account for the first time, you may need to set up a 4 or 6-digit UPI PIN using your debit card details.

5. Start Transacting: Once your bank account is linked and UPI is set up, you’re ready to make instant payments, scan QR codes, and pay bills.
Navi Refer & Earn Offer Details:
Navi’s Refer & Earn program offers a direct way to earn rewards by introducing your friends to the app.
- Referral Rewards: ₹100 for each successful referral.
- Signup Rewards: Free Gold up to ₹100 for new users.

- Open to individuals 18+ residing in India.
- Employees of Navi or affiliates are not eligible.
- Must be new to Navi with no prior product usage.
- Share your unique referral link to invite friends and family.
- Use the Navi app or dedicated webpage to access your link.
- Referrals must:
- Be new to Navi.
- Complete the application process for a Navi product.
- Fulfill specific product-related requirements.
- Earn a bonus for each successful referral.
- The bonus amount varies depending on the preferred product.
- Bonus credited to your Navi account within 7 business days.
- Maximum of 10 successful referrals per calendar month.
- Navi reserves the right to disqualify fraudulent or abusive referrals.
- Program modifications or termination are possible at any time without notice.
- Navi collects and uses personal information according to its Privacy Policy.
- Participation in the Program implies consent to data collection and use.
- Terms and conditions governed by Indian law.
- Any dispute subject to the exclusive jurisdiction of Indian courts.
- Contact Navi customer support through the app or website for inquiries.
- Always refer to official Navi sources for program details.
- Specific details like bonus amounts and required steps may vary.
- Program terms and conditions are subject to change without notice.
Navi Refer & Earn Terms & Conditions:
- Eligibility: Open to individuals aged 18+ residing in India. Employees of Navi or its affiliates are not eligible.
- New Users Only: Referred individuals must be new to Navi and have no prior product usage.
- Unique Referral Link: Share your unique referral link to invite friends and family. This link can be accessed through the Navi app or a dedicated webpage.
- Successful Referral Criteria: A referral is considered successful when the referred friend:
- Is a new Navi user.
- Completes the application process for a Navi product (e.g., investing in digital gold or mutual funds).
- Fulfills specific product-related requirements (e.g., purchasing a minimum amount of digital gold).
- Bonus Credit: The bonus amount varies depending on the preferred product and is credited to your UPI-linked bank account within 7 business days.
- Referral Limit: A maximum of 10 successful referrals are allowed per calendar month.
- Fraud Prevention: Navi reserves the right to disqualify fraudulent or abusive referrals.
- Program Modifications: Navi may modify or terminate the program at any time without prior notice.
- Data Privacy: Participation implies consent to data collection and use as per Navi’s Privacy Policy.
- Governing Law: Terms and conditions are governed by Indian law, with disputes subject to Indian courts’ exclusive jurisdiction.
- Official Sources: Always refer to official Navi sources for the most up-to-date program details, as specific bonus amounts and required steps may vary and are subject to change.

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