Welcome to Bigtricks! I hope you’re enjoying the amazing deals we bring to you every day. Today, we have something absolutely explosive — Roar Bank credit card users are scoring an instant ₹2500 cashback by purchasing Amazon Pay Gift Cards, thanks to what appears to be a billing/MCC categorisation bug. Many Bigtricks readers may already know about similar credit card cashback tricks — do check out our earlier post on the Kiwi Rupay Credit Card and the GPay Gift Cards 30-40% Cashback offer for more such deals. This Roar Bank loot is lighting up deal communities with hundreds of successful cashback confirmations — keep reading to grab yours before it’s patched!
Roar Bank is a digital-first credit card that offers category-based cashback — users get to choose 2 cashback categories including a juicy 20% cashback on OTT & Streaming. Due to a merchant category code (MCC) classification bug, Amazon Pay Gift Card purchases are currently being tagged under the OTT/Streaming category, triggering the 20% cashback. On a ₹10,000 gift card purchase, that’s ₹2000 instant cashback, plus another ₹500 on a subsequent ₹2500 purchase, totalling ₹2500 free cashback. Note that some users are reporting the bug is being fixed — try quickly with a small amount first!
Quick Look
| Field | Details |
|---|---|
| Offer | Instant 20% Cashback on Amazon Pay Gift Card Purchase |
| Card Required | Roar Bank Credit Card |
| Cashback | ₹2000 on ₹10,000 GV + ₹500 on ₹2500 GV = ₹2500 Total |
| Category | OTT & Streaming (20% cashback) — must be selected |
| Payment Method | Roar Bank Credit Card (Direct card number — NOT UPI) |
| Cashback Credit | Instant (credited immediately) |
| Valid Till | Limited — bug may be patched anytime |
| Max Cashback | ₹2500 (as per reported attempts) |
How to Get ₹2500 Roar Bank Cashback Loot
1. Open the Roar Bank app and go to Cashback Categories settings.
2. Select “OTT & Streaming” as one of your 2 cashback categories (this gives 20% cashback). Make sure this is saved before proceeding.
3. Open the Amazon app on your phone and search for “Amazon Pay Gift Card” or navigate to Amazon Pay → Add Gift Card Balance.
4. Add a ₹10,000 Amazon Pay Gift Card to your cart.
5. At checkout, select “Credit/Debit Card” as your payment method and enter your Roar Bank credit card number directly — do NOT use UPI or any other payment mode.
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6. Complete the payment. You should receive an instant ₹2000 cashback in your Roar Bank account.
7. Repeat with a ₹2500 Amazon Pay Gift Card and pay again via Roar Bank credit card (direct card). You will receive another ₹500 cashback instantly.
8. Total cashback earned: ₹2500 🎉
Why This Deal is Worth It
Roar Bank’s category cashback system is one of the best in the Indian fintech space — 20% on OTT is already a legitimate deal for Hotstar, Netflix, and Prime subscribers. This loot works because Amazon’s gift card MCC is being incorrectly classified as OTT by Roar Bank’s system. Once you load ₹12,500 worth of gift cards, you effectively get ₹2500 cashback, making your net cost just ₹10,000 — a clean 20% saving on Amazon balance you’ll use anyway. Multiple Desidime community members have confirmed successful cashback receipts. That said, act fast — these kinds of bugs get patched quickly.
Terms & Conditions
- You must have an active Roar Bank Credit Card to avail this offer.
- Select OTT & Streaming as one of your 2 cashback categories before making the purchase.
- Payment must be made using the Roar Bank credit card’s direct card number — UPI payments will NOT trigger cashback.
- This appears to be an unintended bug (MCC misclassification). Roar Bank may reverse the cashback if identified as a technical error.
- Proceed at your own risk — though historical reports suggest cashback has not been reversed in previous similar incidents.
- Offer availability may change at any time without notice.
- Amazon Pay Gift Cards once purchased are non-refundable — ensure you are comfortable with the risk before proceeding.
- Terms and conditions of Roar Bank apply.
Frequently Asked Questions (FAQs)
Q: Do I need a new Roar Bank credit card for this offer?
A: No, any existing active Roar Bank credit card works. Just make sure you’ve set OTT & Streaming as one of your 2 cashback categories in the app settings before proceeding.
Q: Why must I use direct card number and not UPI?
A: The 20% cashback on Roar Bank is triggered only when the transaction is processed as a credit card payment with the correct MCC. UPI payments bypass the credit card network entirely and will not attract the cashback.
Q: Is it safe? Will Roar Bank reverse the cashback?
A: This is a bug/loot deal, so there is always a small risk of reversal. However, multiple users in the Desidime community have reported keeping their cashback. The author also notes that a similar bug occurred 4-5 months ago and cashback was not reversed. Proceed with awareness of the risk.
Q: Can I do this in multiple smaller transactions?
A: Yes, you can split into smaller transactions (e.g., multiple ₹1000 purchases if your credit limit is low). However, doing too many transactions in quick succession may trigger fraud alerts on the card.
Q: Is the offer still working?
A: As of the time of posting, many users confirmed receiving instant cashback. However, some recent comments suggest it may have been patched. Try with a small amount (₹100) first to verify before going for the full amount.