Hi friends! I hope you’re enjoying Free Recharge Tricks, Freebies, and Offers with Bigtricks. Today, we have another important update for you – this time, it’s about the upcoming changes to the ICICI Sapphiro Card . If you’re a cardholder, these revisions will impact your rewards, fees, and benefits starting early 2026. Let’s break it down so you can stay ahead!
The most imporatant highlight is they have removed ( in a way ) the BOGO offer from Bookmyshow which was the only good offer from this card. You need to spend ₹25,000 in a quarter to get the offer.
Key Devaluation to ICICI Sapphiro Card in 2026
ICICI Bank has announced several updates to the Sapphiro Card, including revisions to reward points, transaction fees, and more. Here’s what you need to know:
1. Reward Points Update (Effective 01-Feb-26)
You’ll continue earning reward points on transportation transactions (MCC: 4111, 4112, 4784, 4131), but only up to ₹20,000 per month. This means your travel spends will still be rewarding, but with a cap.
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2. BookMyShow Offers Revision (Effective 15-Jan-26)
To enjoy BookMyShow benefits, you’ll need to spend ₹25,000 or more in the preceding quarter. For example, to get offers in April-June 2026, spend ₹25,000 between December 2025 and March 2026. The cycle repeats every quarter, so plan your spending accordingly!
3. New Transaction Fees (Effective 15-Jan-26)
ICICI is introducing fees on certain transactions:
Gaming Platforms (MCC 5816): A 2% fee will apply on transactions with platforms like Dream11, Rummy Culture, and MPL.
Wallet Loads (MCC 6540): A 1% fee will be charged on transactions of ₹5,000 or more when loading funds to wallets like Amazon Pay, Paytm, and MobiKwik.
Transportation Spends: Transactions exceeding ₹50,000 in transportation categories will attract a 1% fee.
4. Dynamic Currency Conversion (DCC) Fee Increase
The DCC fee for international transactions in Indian currency will rise from 1% to 3.5%, aligning with the card’s Forex mark-up charges.
5. Cash Payment Fee at Branches
Paying your credit card bill in cash at ICICI branches will now cost ₹150 per transaction, up from ₹100.
6. New UPI ID for Credit Card Payments
ICICI is introducing a new UPI ID for credit card payments, making transactions more convenient. Stay tuned for the official announcement!
How to Maximize Your ICICI Sapphiro Card Benefits
Despite these changes, the Sapphiro Card remains a premium offering. Here’s how to make the most of it:
1. Track your transportation spends to stay under the ₹20,000 monthly cap for reward points.
2. Plan your BookMyShow spending in advance to meet the quarterly ₹25,000 requirement.
3. Avoid unnecessary fees by minimizing wallet loads and gaming transactions.
4. Use the new UPI ID for seamless credit card payments once available.
Final Thoughts
These updates are a mix of rewards and fees, so it’s essential to adjust your spending habits accordingly. If you’re a frequent traveler or movie buff, the Sapphiro Card still offers great value just be mindful of the new limits.
If you own the card life time free, you can keep it otherwise close it in simple words.
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