Hello Friends, We are back with one more offer on Amazon Pay gift vouchers. I hope you had looted the Roarbank Offer for 20% Discount on Amazon Pay Vouchers, and this time we are here with a flat 5% Discount on Amazon Pay gift vouchers with the Novio app. Novio is one of the best FD-based credit cards where you can get various offer, Not to forget ₹250 signup bonus along with 250 Novio coins + 1000 novio coins on signup.
If you haven’t checked our full Novio Credit Card Review yet, go read that first. it covers all the benefits, eligibility, and fees in detail. But today’s post is laser-focused on this one money-saving trick that Amazon shoppers absolutely should not miss.
Not to mention, You can get this card instantly with ₹2000 worth FD which gives you access to lots of offers. You will get Buy 1 Get 1 Free on Bookmyshow, 20% Discount on Zepto and 20% Discount on Swiggy
🎁 Novio Credit Card Joining Perks — What You Get on Signup
Before we get to the 5% trick, let’s quickly recap why the Novio Credit Card is worth getting in the first place. The joining benefits alone make it a no-brainer:
| Benefit | Details |
|---|---|
| 💰 Signup Cashback | ₹250 credited on joining |
| ⛽ HP Petrol Voucher | ₹100 HP Fuel Voucher on ₹5,000+ FD card spend |
| 🎟️ Welcome Coupons | ₹5,000 worth of coupons from top brands |
| 🛵 Zepto & Swiggy | 20% discount on food & grocery orders |
| 🎬 BookMyShow | Buy 1 Get 1 movie ticket offer |
💸 How to Get 5% Cashback on Amazon Pay Vouchers with Novio Credit Card
This is the main event. Here’s the deal: when you buy Amazon Pay Gift Cards / Vouchers using your Novio Credit Card, you get a flat 5% discount on the voucher value. Since Amazon Pay works across all of Amazon India’s platform — shopping, bill payments, subscriptions — this is effectively a 5% cashback on all your Amazon spends.
Example: Buy a ₹1,000 Amazon Pay Gift Card → Pay only ₹950. That ₹50 saved is your 5% cashback.
1. First of all, download the Novio app from playstore or App Store using the link below
2. Now, once you have downloaded the app, you need to create your account.
3. You will get 1000 worth of Novio coins instantly.
4. Apply for Novio FD-based credit card. You can start FD from ₹2,000 or more.
5. Do Instant Video KYC.
6. Once your KYC is complete, you will instantly get the card.
7. Now you will see Amazon Pay e-Voucher under the rewards section.
8. Click on it, and it will show you 5% instant discount for 500 Novio coins.
9. Apply the discount and pay the remaining amount using a credit card or Debit Card.
10. I paid using an SBI Cashback credit card for an extra 5% cashback.
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11. Done, you will get Your Gift voucher instantly. Redeem on Amazon Go to Redeem Page Account → Gift Cards → Redeem a Gift Card → Enter the code. The balance is added to your Amazon Pay wallet instantly and can be used for any purchase on Amazon!
✅ Important Terms & Conditions
- The 5% discount is applicable on Amazon Pay Gift Cards purchased through the Novio platform using app
- Offer validity and maximum discount cap
- Amazon Pay Gift Card balances are non-transferable and non-refundable once loaded
- One voucher purchase at a time; no bulk purchase restrictions mentioned (verify in app)
- Novio Credit Card must be in good standing to avail the offer
🔗 Also Check These Related Offers
- 📖 Full Novio Credit Card Review — Benefits, Fees & Signup Bonus
- 💳 Best Cashback Credit Cards in India
- 🛒 Latest Amazon Cashback & Loot Deals
- 🎁 Best Credit Card Offers & Cashback Tricks
Final Verdict
If you’re a regular Amazon shopper, the Novio Credit Card’s 5% discount on Amazon Pay Vouchers is one of the best flat cashback tricks available right now. Combined with the ₹250 signup bonus, ₹5,000 welcome coupons, HP Petrol voucher, 20% off on Zepto & Swiggy, and BookMyShow BOGO — this card delivers exceptional value from day one.