Novio Credit Card

Novio Credit Card – Today, we have a detailed Credit Card Review for you and it’s about the Novio Credit Card! If you follow our Credit Card Reviews and Cashback Offers section regularly, this one is worth checking out.

Novio is a fintech brand offering a credit card built for smart spenders who love cashback and rewards. Whether you’re shopping online, paying bills, or grabbing gift cards, the Novio Credit Card is designed to give you real value every time you swipe.

Quick Overview

🎁 Signup Bonus — ₹250 Cashback + 250 Novio Coins

This is the big one! When you sign up for the Novio Credit Card and meet the joining conditions, you’ll receive:

• ✅ ₹250 Cashback directly credited to your account
• ✅ 250 Novio Coins as a welcome reward
• Welcome Benefits Worth ₹5000

That’s a double-dose welcome bonus that gives you both instant cashback value and loyalty coins you can redeem later. Not many entry-level credit cards offer this kind of combo welcome benefit. 🔥

👉 Apply for Novio Credit Card Now

Exclusive Merchant Perks

• BookMyShow:
  • Offer: Buy 1 Get 1 Free (BOGO) on movie tickets.
  • Value: Up to ₹250 off per month.
  • Condition: Valid for both movies and non-movie events; minimum booking of 2 tickets required.
• Amazon:
  • Offer: Flat ₹100 instant discount every month.
  • Value: Minimum transaction of ₹2,000 required to trigger the discount.
  • Categories: Applicable to eligible categories like Mobiles, Electronics, Fashion, and Home & Kitchen.
• Swiggy:
  • Offer: Up to 20% off on food delivery orders using the code NOVIO100.
  • Value: Flat ₹100 discount on a minimum order of ₹499.
  • Limit: This offer is typically available once per month per user.
• Zepto:
  • Offer: Flat ₹100 off on grocery orders.
  • Value: Minimum transaction value of ₹499 is required.
  • Annual Savings: Estimated at ₹1,200 per year through regular monthly use.

Additional Spending Rewards

Beyond direct merchant discounts, you earn Novio Coins on every spend which can be redeemed for brand vouchers:

• 5% Novio Coins on UPI payments made via the linked RuPay card.
• Up to 12% discount when purchasing e-vouchers for brands like Flipkart, Myntra, and Domino’s directly through the Novio App. 

Special Bonus: Amazon Pay Gift vouchers at 5%

You Get 1000 Novio coins as a welcome bonus which you can use for purchasing Amazon Pay Vouchers.

It’s hard to get 5% Cashback or discount on Amazon Pay vouchers these days, So use the offer before they remove the Amazon pay ift voucher section.