Tata Neu Plus SBI Credit Card

4.1 (1,800 reviews)

Annual Fee

₹499

Welcome Bonus

2,000 NeuCoins on spending ₹2,000 in first 90 days

Cashback

Up to 7% NeuCoins

Processing Time

7-10 working days

Apply Now

Quick Overview

Annual Fee

₹499

Joining Fee

₹499

Welcome Bonus

2,000 NeuCoins on spending ₹2,000 in first 90 days

Cashback Rate

Up to 7% NeuCoins

Credit Limit

Up to ₹5,00,000

Min. Income

₹25,000 monthly

Age Requirement

18 years

Network

RuPay

Perks & Tradeoffs

Pros

Low annual fee of ₹499
2% NeuCoins on Tata Neu and partner brands
Extra 5% NeuCoins on select categories
1% NeuCoins on UPI transactions (RuPay variant)
Quarterly domestic lounge access
Annual fee waiver on ₹1 lakh spend
1% fuel surcharge waiver
Both Visa and RuPay variants available

Cons

Limited to Tata ecosystem for maximum benefits
Rewards capped on various categories
Basic travel and dining benefits
No international lounge access
High forex markup charges
Redemption fee of ₹99 for NeuCoins

About The Card

The Tata Neu Plus SBI Credit Card is perfect for Tata brand loyalists who want to earn rewards on their everyday purchases. With attractive NeuCoins on Tata ecosystem and UPI transactions, this co-branded card offers excellent value for regular spenders.

Best For

Tata brand loyalists Frequent Tata Neu app users UPI transaction users Budget-conscious spenders First-time credit card users Regular Tata service users

Reward Program

Default Reward Rate

Up to 7% NeuCoins

Welcome Bonus

2,000 NeuCoins on spending ₹2,000 in first 90 days

Fees & Charges

Joining Fee

₹499

Annual Fee

₹499

Eligibility Criteria

Minimum Income

₹25,000 monthly

Age Requirement

21-65 years

Employment

Salaried/Self-employed

Required Documents

📄 PAN Card
📄 Aadhaar Card
📄 Salary Slips
📄 Bank Statements
📄 Form 16/ITR
📄 Address Proof

Frequently Asked Questions

What is the annual fee for Tata Neu Plus SBI Credit Card?

The annual fee for Tata Neu Plus SBI Credit Card is ₹499 with a joining fee of ₹499. Some cards may waive the annual fee based on spending criteria or for the first year.

What welcome bonus do I get with Tata Neu Plus SBI Credit Card?

New Tata Neu Plus SBI Credit Card cardholders can earn 2,000 NeuCoins on spending ₹2,000 in first 90 days. This welcome offer is typically available for a limited time and subject to meeting minimum spending requirements.

What cashback rates does Tata Neu Plus SBI Credit Card offer?

Tata Neu Plus SBI Credit Card offers Up to 7% NeuCoins. The cashback rates may vary by category and spending patterns, providing excellent value for everyday purchases.

What are the eligibility criteria for Tata Neu Plus SBI Credit Card?

To be eligible for Tata Neu Plus SBI Credit Card, you need a minimum income of ₹25,000 monthly. Additional criteria may include age requirements, credit score, and employment status. Contact for complete eligibility details.

How long does it take to get Tata Neu Plus SBI Credit Card approved?

The typical processing time for Tata Neu Plus SBI Credit Card is 7-10 working days. Processing times may vary based on document verification and credit assessment. You may receive instant approval for pre-approved applications.

How can I apply for Tata Neu Plus SBI Credit Card?

You can apply for Tata Neu Plus SBI Credit Card online through our secure application process. The application is quick and convenient, requiring basic personal and financial information.