Axis Flipkart Credit Card Benefits, Eligibility, Fees & Offers April 2026

Quick Overview

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Network

MasterCard

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Joining Fee

₹500

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Processing Time

7-10 working days

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Min Income

₹25,000 monthly

Pros & Cons

✅ Pros

✓ 5% unlimited cashback on Flipkart purchases
✓ 4% cashback on Myntra and 2GUD
✓ 1.5% cashback on all other online spends
✓ Low annual fee with easy waiver
✓ Complimentary Flipkart Plus membership
✓ No minimum redemption amount
✓ Instant cashback credit

❌ Cons

✗ Limited to online transactions for maximum benefits
✗ Lower rewards on offline purchases
✗ Basic customer support
✗ No international lounge access
✗ Limited dining and travel benefits
✗ No forex markup waiver

🎯 Best For

Flipkart frequent shoppers Online shopping enthusiasts E-commerce heavy users Digital payment users Budget-conscious online buyers Young professionals

About This Card

The Axis Flipkart Credit Card is designed for avid online shoppers, especially those who frequently use Flipkart. With excellent cashback rates and comprehensive e-commerce benefits, this card maximizes your savings on online purchases.

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Key Features

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Flipkart Cashback
5% unlimited cashback on all Flipkart purchases
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Fashion Rewards
4% cashback on Myntra and 2GUD shopping
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Online Shopping
1.5% cashback on all other online transactions
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Plus Membership
Complimentary Flipkart Plus membership
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Instant Cashback
Cashback credited instantly to statement
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EMI Options
Easy EMI conversion on purchases

Reward Program

Flipkart

Unlimited cashback on all Flipkart purchases

5% cashback

Myntra & 2GUD

Fashion and lifestyle shopping

4% cashback

Other Online

All other online transactions

1.5% cashback

Offline Spends

All offline purchases

1% cashback

Fees & Charges

Annual Fee

₹500

Joining Fee

₹500

Late Payment

Up to ₹1,100

Cash Advance

2.5%

Forex Markup

3.5%

Eligibility Criteria

Age

21-65 years

Income

₹25,000 monthly

Credit Score

700+ preferred

Employment

Salaried/Self-employed

📄 Required Documents

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Frequently Asked Questions

What is the annual fee for Axis Flipkart Credit Card? +

The annual fee for Axis Flipkart Credit Card is ₹500 with a joining fee of ₹500. Some cards may waive the annual fee based on spending criteria or for the first year.

What welcome bonus do I get with Axis Flipkart Credit Card? +

New Axis Flipkart Credit Card cardholders can earn Flipkart voucher worth ₹500. This welcome offer is typically available for a limited time and subject to meeting minimum spending requirements.

What cashback rates does Axis Flipkart Credit Card offer? +

Axis Flipkart Credit Card offers Up to 5% cashback. The cashback rates may vary by category and spending patterns, providing excellent value for everyday purchases.

What are the eligibility criteria for Axis Flipkart Credit Card? +

To be eligible for Axis Flipkart Credit Card, you need a minimum income of ₹25,000 monthly. Additional criteria may include age requirements, credit score, and employment status. Contact for complete eligibility details.

How long does it take to get Axis Flipkart Credit Card approved? +

The typical processing time for Axis Flipkart Credit Card is 7-10 working days. Processing times may vary based on document verification and credit assessment. You may receive instant approval for pre-approved applications.

How can I apply for Axis Flipkart Credit Card? +

You can apply for Axis Flipkart Credit Card online through our secure application process. The application is quick and convenient, requiring basic personal and financial information.