Axis Flipkart Credit Card

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Annual Fee

₹500

Welcome Bonus

₹350 worth of welcome benefits on card activation

Cashback

Up to 7.5% cashback (Myntra), 5% on Flipkart & Cleartrip, 4% on preferred merchants, 1% on other spends

Processing Time

Up to 21 working days

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Quick Overview

Annual Fee

₹500

Joining Fee

₹500

Welcome Bonus

₹350 worth of welcome benefits on card activation

Reward Type

Cashback

Cashback Rate

Up to 7.5% cashback (Myntra), 5% on Flipkart & Cleartrip, 4% on preferred merchants, 1% on other spends

Credit Limit

Subject to Axis Bank approval

Min. Income

₹3,00,000 annually

Age Requirement

Network

MasterCard

Perks & Tradeoffs

Pros

7.5% cashback on Myntra and 5% on Flipkart & Cleartrip
Unlimited 4% cashback on Swiggy, Uber, PVR, Cult.fit and other preferred merchants
1% unlimited cashback on other eligible spends
Low ₹500 annual fee, waived on ₹3.5 lakh annual spend
Cashback auto-credited to statement with no redemption hassle

Cons

Flipkart, Myntra and Cleartrip cashback capped at ₹4,000 per statement quarter each
No airport lounge access
No cashback on fuel, rent, wallet loads, EMI, utilities and education
3.5% + GST forex markup on international spends

About The Card

The Axis Flipkart Credit Card is designed for avid online shoppers, especially those who frequently use Flipkart. With excellent cashback rates and comprehensive e-commerce benefits, this card maximizes your savings on online purchases.

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Best For

Flipkart frequent shoppers Online shopping enthusiasts E-commerce heavy users Digital payment users Budget-conscious online buyers Young professionals

Reward Program

Cashback Rewards

Conversion Rate: Cashback is auto-credited to your card statement (1% = ₹1 per ₹100 spent)

Value: 1:1 (Full Value)

Default Reward Rate

Up to 7.5% cashback (Myntra), 5% on Flipkart & Cleartrip, 4% on preferred merchants, 1% on other spends

in Cashback

Welcome Bonus

₹350 worth of welcome benefits on card activation

Fees & Charges

Joining Fee

₹500

Annual Fee

₹500

Frequently Asked Questions

What is the cashback on the Flipkart Axis Bank Credit Card?

You get 7.5% on Myntra, 5% on Flipkart and Cleartrip (each capped at ₹4,000 per statement quarter), unlimited 4% on preferred merchants like Swiggy, Uber, PVR and Cult.fit, and 1% on other eligible spends.

Does this card offer airport lounge access?

No. Lounge access was removed from the card in June 2025.

How can I get the annual fee waived?

The ₹500 + GST annual fee is waived if you spend ₹3.5 lakh in the previous year. Rent, wallet loads and similar excluded categories don't count, but utilities, insurance and education spends do.

Which spends don't earn cashback?

Fuel, rent, wallet loads, EMI, government services, utilities and education transactions don't earn cashback.

What is the annual fee for Axis Flipkart Credit Card?

The annual fee for Axis Flipkart Credit Card is ₹500 with a joining fee of ₹500. Some cards may waive the annual fee based on spending criteria or for the first year.

What welcome bonus do I get with Axis Flipkart Credit Card?

New Axis Flipkart Credit Card cardholders can earn ₹350 worth of welcome benefits on card activation. This welcome offer is typically available for a limited time and subject to meeting minimum spending requirements.

How does the Cashback system work with Axis Flipkart Credit Card?

Axis Flipkart Credit Card offers Cashback as rewards. The conversion rate is Cashback is auto-credited to your card statement (1% = ₹1 per ₹100 spent). You can earn Up to 7.5% cashback (Myntra), 5% on Flipkart & Cleartrip, 4% on preferred merchants, 1% on other spends on various categories.

What are the eligibility criteria for Axis Flipkart Credit Card?

To be eligible for Axis Flipkart Credit Card, you need a minimum income of ₹3,00,000 annually. Additional criteria may include age requirements, credit score, and employment status. Contact for complete eligibility details.

How long does it take to get Axis Flipkart Credit Card approved?

The typical processing time for Axis Flipkart Credit Card is Up to 21 working days. Processing times may vary based on document verification and credit assessment. You may receive instant approval for pre-approved applications.

How can I apply for Axis Flipkart Credit Card?

You can apply for Axis Flipkart Credit Card online through our secure application process. The application is quick and convenient, requiring basic personal and financial information.