AU Ixigo Credit Card Benefits, Eligibility, Fees & Offers April 2026

AU Ixigo Credit Card

4.1 (950 reviews)

Annual Fee

₹750

Welcome Bonus

750 ixi Points

Cashback

Up to 10% cashback

Processing Time

10-15 working days

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Quick Overview

Annual Fee

₹750

Joining Fee

₹750

Welcome Bonus

750 ixi Points

Cashback Rate

Up to 10% cashback

Credit Limit

Up to ₹3,00,000

Min. Income

₹30,000 monthly

Age Requirement

21 years

Network

Visa

Perks & Tradeoffs

Pros

10% cashback on Ixigo flight and hotel bookings
5% cashback on other travel portals
1% cashback on all other spends
Travel insurance coverage
Fuel surcharge waiver
Good for frequent travelers
Competitive annual fee

Cons

Limited to travel bookings for maximum benefits
Annual fee not easily waivable
Limited merchant acceptance
Basic customer support
No international lounge access
Processing time can be long

About The Card

The AU Ixigo Credit Card is crafted for travel enthusiasts who frequently book flights and hotels. With exceptional rewards on travel bookings and comprehensive travel benefits, this card is perfect for both leisure and business travelers.

Best For

Frequent travelers Ixigo platform users Travel booking enthusiasts Business travelers Holiday planners Flight and hotel bookers

Reward Program

Default Reward Rate

Up to 10% cashback

Welcome Bonus

750 ixi Points

Fees & Charges

Joining Fee

₹750

Annual Fee

₹750

Eligibility Criteria

Minimum Income

₹30,000 monthly

Age Requirement

21-65 years

Employment

Salaried/Self-employed

Required Documents

📄 PAN Card
📄 Aadhaar Card
📄 Salary Slips
📄 Bank Statements
📄 Form 16/ITR
📄 Address Proof

Frequently Asked Questions

What is the annual fee for AU Ixigo Credit Card?

The annual fee for AU Ixigo Credit Card is ₹750 with a joining fee of ₹750. Some cards may waive the annual fee based on spending criteria or for the first year.

What welcome bonus do I get with AU Ixigo Credit Card?

New AU Ixigo Credit Card cardholders can earn 750 ixi Points. This welcome offer is typically available for a limited time and subject to meeting minimum spending requirements.

What cashback rates does AU Ixigo Credit Card offer?

AU Ixigo Credit Card offers Up to 10% cashback. The cashback rates may vary by category and spending patterns, providing excellent value for everyday purchases.

What are the eligibility criteria for AU Ixigo Credit Card?

To be eligible for AU Ixigo Credit Card, you need a minimum income of ₹30,000 monthly. Additional criteria may include age requirements, credit score, and employment status. Contact for complete eligibility details.

How long does it take to get AU Ixigo Credit Card approved?

The typical processing time for AU Ixigo Credit Card is 10-15 working days. Processing times may vary based on document verification and credit assessment. You may receive instant approval for pre-approved applications.

How can I apply for AU Ixigo Credit Card?

You can apply for AU Ixigo Credit Card online through our secure application process. The application is quick and convenient, requiring basic personal and financial information.