AU Ixigo Credit Card Benefits, Eligibility, Fees & Offers January 2026

Quick Overview

💳

Network

Visa

💰

Joining Fee

₹750

⏱️

Processing Time

10-15 working days

📈

Min Income

₹30,000 monthly

Pros & Cons

✅ Pros

✓ 10% cashback on Ixigo flight and hotel bookings
✓ 5% cashback on other travel portals
✓ 1% cashback on all other spends
✓ Travel insurance coverage
✓ Fuel surcharge waiver
✓ Good for frequent travelers
✓ Competitive annual fee

❌ Cons

✗ Limited to travel bookings for maximum benefits
✗ Annual fee not easily waivable
✗ Limited merchant acceptance
✗ Basic customer support
✗ No international lounge access
✗ Processing time can be long

🎯 Best For

Frequent travelers Ixigo platform users Travel booking enthusiasts Business travelers Holiday planners Flight and hotel bookers

About This Card

The AU Ixigo Credit Card is crafted for travel enthusiasts who frequently book flights and hotels. With exceptional rewards on travel bookings and comprehensive travel benefits, this card is perfect for both leisure and business travelers.

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Key Features

🎁
Travel Cashback
10% cashback on Ixigo flight and hotel bookings
🎁
Other Travel Portals
5% cashback on other travel booking platforms
🎁
Travel Insurance
Complimentary travel insurance coverage
🎁
Fuel Benefits
Fuel surcharge waiver at petrol pumps
🎁
EMI Facility
Convert travel bookings to easy EMIs
🎁
Contactless Payments
Secure contactless payment technology

Reward Program

Ixigo Bookings

Flight and hotel bookings on Ixigo

10% cashback

Other Travel

Other travel booking platforms

5% cashback

Fuel

Petrol pump transactions

2% cashback

Other Spends

All other eligible transactions

1% cashback

Fees & Charges

Annual Fee

₹750

Joining Fee

₹750

Late Payment

Up to ₹1,000

Cash Advance

2.5%

Forex Markup

3.5%

Eligibility Criteria

Age

21-65 years

Income

₹30,000 monthly

Credit Score

700+ preferred

Employment

Salaried/Self-employed

📄 Required Documents

📄 PAN Card
📄 Aadhaar Card
📄 Salary Slips
📄 Bank Statements
📄 Form 16/ITR
📄 Address Proof

Frequently Asked Questions

What is the annual fee for AU Ixigo Credit Card? +

The annual fee for AU Ixigo Credit Card is ₹750 with a joining fee of ₹750. Some cards may waive the annual fee based on spending criteria or for the first year.

What welcome bonus do I get with AU Ixigo Credit Card? +

New AU Ixigo Credit Card cardholders can earn 750 ixi Points. This welcome offer is typically available for a limited time and subject to meeting minimum spending requirements.

What cashback rates does AU Ixigo Credit Card offer? +

AU Ixigo Credit Card offers Up to 10% cashback. The cashback rates may vary by category and spending patterns, providing excellent value for everyday purchases.

What are the eligibility criteria for AU Ixigo Credit Card? +

To be eligible for AU Ixigo Credit Card, you need a minimum income of ₹30,000 monthly. Additional criteria may include age requirements, credit score, and employment status. Contact for complete eligibility details.

How long does it take to get AU Ixigo Credit Card approved? +

The typical processing time for AU Ixigo Credit Card is 10-15 working days. Processing times may vary based on document verification and credit assessment. You may receive instant approval for pre-approved applications.

How can I apply for AU Ixigo Credit Card? +

You can apply for AU Ixigo Credit Card online through our secure application process. The application is quick and convenient, requiring basic personal and financial information.