HDFC Rewards Debit Card 2026: How to Apply & get 5% Cashback

HDFC Rewards Debit Card – Hi friends, I hope you’re enjoying Free Recharge Tricks, Freebies, and Offers with Bigtricks. Today, we have another exciting loot offer for you, which is from HDFC Bank. The HDFC Rewards Debit Card is a fantastic way to earn cashback and rewards on your everyday spending, including credit card bill payment. Let’s dive into how you can get this card and make the most of its benefits.

The 5% Cashback also works on credit card bill payment using payzapp too.

HDFC Rewards Debit

How to Get the HDFC Rewards Debit Card

Getting the HDFC Rewards Debit Card is straightforward. Follow these steps:

1. Visit the Branch: Head to your nearest HDFC Bank branch.

2. Ask for the Debit Card Form: Request the application form for the Rewards Debit Card.

3. Enter the Code: Make sure to enter the code RWC50 on the form.

4. Fill in Your Details: Provide your account details and add your signature.

5. Address Details: If you need the card delivered to a different address, fill it in; otherwise, leave it blank.

If anyone says this card can’t be issued, politely ask them to process it. That’s it!

How To Pay Credit Card Bills Using This Card

1. Download Payzapp.

2. Set up your account.

3. FIrst do any mobile recharge or bill payment transaction of small amount like ₹10 and add your HDFC rewards debit card

4. Now add your credit card and proceed to bill payment.

5. When You pay the credit card bill choose HDFC rewards debit card.

6. Make the payment and done.
7. You will get 5% cashback next month

Benefits of the HDFC Rewards Debit Card

The HDFC Rewards Debit Card offers a range of benefits that make it a must-have for anyone looking to save on everyday expenses. Here are some of the key features:

5% Cashback on Payzapp Transactions: Enjoy 5% cashback on all Payzapp transactions, excluding wallet loads.

HDFC Rewards Debit

Up to 2000 Reward Points per Month: Earn reward points on your everyday spends across various categories.

Partner Merchant Discounts: Get discounts and cashback on transactions with partner merchants like Apollo Pharmacy, IRCTC, Snapdeal, BPCL, and Smart Bazaar.

No Lounge Access: While the card does not offer lounge access, it compensates with high cashback and zero lost card liability.

Eligibility Criteria

To be eligible for the HDFC Rewards Debit Card, you need to have an HDFC Bank account. The joining membership fee is ₹500 + applicable taxes, which is waived off if you are part of the Classic, Preferred, or Imperia Programme.

Cashback Details

The cashback and reward points are calculated based on the Terminal IDs (TIDs) shared by the respective merchant partners. To receive reward points, the minimum transaction amount should be greater than ₹100.

Terms & Conditions

Reward Points are eligible only for the above-mentioned merchant partners. If the TID is not available in the set-up, such transactions will not qualify for the benefit. This shall be at the discretion of the bank.

Important Points

Make sure to use the code RWC50 when applying for the card to ensure you get all the benefits. Also, keep an eye on the partner merchants to maximize your rewards.

FAQ

What is the joining fee for the HDFC Rewards Debit Card?

The joining membership fee is ₹500 + applicable taxes, which is waived off if you are part of the Classic, Preferred, or Imperia Programme.

How can I earn reward points with this card?

You can earn reward points by making transactions with partner merchants like Apollo Pharmacy, IRCTC, Snapdeal, BPCL, and Smart Bazaar. The minimum transaction amount should be greater than ₹100.

Does the HDFC Rewards Debit Card offer lounge access?

No, the HDFC Rewards Debit Card does not offer lounge access. However, it provides high cashback and zero lost card liability.

Conclusion

The HDFC Rewards Debit Card is a fantastic way to earn cashback and rewards on your everyday spending. With benefits like 5% cashback similar to SBI Cashback Card on Payzapp transactions and up to 2000 reward points per month, it’s a must-have for anyone looking to save on everyday expenses. Follow the steps mentioned above to get your card and start enjoying the benefits.

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